An intelligent wallet that saves you time and money
Built for the new era of smart personal finance
The Spending Trap Consumers Face Today
Multiple Cards, Multiple Fees
The average consumer has 3-5 credit cards, each with their own fees, interest rates, and reward structures. Keeping track of which card to use when is nearly impossible.
Time-Consuming Financial Management
People spend an average of 0 hours per year just managing their finances, checking accounts, and making payment decisions.
Missing Out on Rewards
Studies show consumers miss out on over $0 in rewards annually by using the wrong card for specific purchases or not optimizing their spending habits.
High Interest Costs
The wrong payment method choices can lead to unnecessary interest charges—the average credit card user pays over $700 in interest annually.
How Artha Intelligently Optimizes Your Spending
Intelligent Payment Routing
Automatically selects the optimal card for each purchase based on rewards, fees, and existing balances.
Personalized Financial Insights
Provides customized recommendations to improve your financial health based on your specific spending habits.
Automated Savings Goals
Sets up intelligent saving strategies based on your income, expenses, and financial objectives.
Real-time Decision Support
Get instant notifications about which payment method to use at checkout, maximizing your rewards and minimizing costs.
Key Features
Card Optimization
Automatically selects the best card for each purchase to maximize rewards and minimize fees.
- Smart card selection
- Reward maximization
- Interest minimization
Spend Tracking
Keep track of all your spending across multiple accounts in one unified dashboard.
- Real-time balance updates
- Category analysis
- Spending patterns
Financial Insights
Personalized recommendations and insights to improve your financial health.
- Custom recommendations
- Savings opportunities
- AI-powered forecasting
Why Choose Artha
| Artha Wallet Smart Finance | Traditional Banks Banking Apps | Budgeting Apps Mint, YNAB, etc. | |
|---|---|---|---|
| AI-Powered Card Selection | |||
| Multi-Card Integration | |||
| Real-time Decision Support | |||
| Spending Analytics | Basic | ||
| Personalized Savings Opportunities | Limited |
